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2026 State DSCR & Cap-Rate Intelligence Report ยท Kentucky (KY) ยท casenegotiator.com

Kentucky (KY) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Kentucky Executive Underwriting Summary: Across 4 tracked Kentucky investment markets, 1โ€“4 unit rental properties average $265,000 in acquisition price against $2,050/month in Form 1007 market rent (9.28% gross rental yield) and $1,240/door/month on 5โ€“25 unit multifamily assets. Investors underwriting Kentucky DSCR loans must factor a 0.83% effective property tax rate (~$2,200/yr), $580/$100k hazard insurance (~$1,537/yr), and a Judicial (Master Commissioner Sale) statutory framework (150โ€“210 days typical timeline).
1โ€“4u Base Price / Rent
$265,000 / $2,050
Gross Rental Yield
9.28% Annual
Tax & Hazard Escrow
0.83% Tax ยท $580/100k
Foreclosure & Timeline
Judicial (Master Commissioner Sale) (150โ€“210 days)

Kentucky City-by-City DSCR, Tax & Multifamily Benchmark Table (4 Markets)

City & CountyPopulation1โ€“4u Median PriceForm 1007 Median RentTax RateCity Desk
Louisville/Jefferson County, KY (Louisville/Jefferson County Metro County County)664,783$320,000$2,450/mo0.86%Open Louisville/Jefferson County Hub โ†’
Lexington-Fayette, KY (Lexington-Fayette Metro County County)336,187$270,000$2,100/mo0.83%Open Lexington-Fayette Hub โ†’
Bowling Green, KY (WARREN County County)67,022$260,000$2,000/mo0.86%Open Bowling Green Hub โ†’
Owensboro, KY (DAVIESS County County)63,673$265,000$2,050/mo0.88%Open Owensboro Hub โ†’

Related Kentucky Underwriting & Deal Team Hubs

Kentucky (KY) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | casenegotiator.com