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2026 State DSCR & Cap-Rate Intelligence Report ยท Maryland (MD) ยท casenegotiator.com

Maryland (MD) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Maryland Executive Underwriting Summary: Across 5 tracked Maryland investment markets, 1โ€“4 unit rental properties average $415,000 in acquisition price against $3,050/month in Form 1007 market rent (8.82% gross rental yield) and $1,750/door/month on 5โ€“25 unit multifamily assets. Investors underwriting Maryland DSCR loans must factor a 1.05% effective property tax rate (~$4,358/yr), $490/$100k hazard insurance (~$2,034/yr), and a Quasi-Judicial (Order to Docket / Power of Sale) statutory framework (120โ€“170 days typical timeline).
1โ€“4u Base Price / Rent
$415,000 / $3,050
Gross Rental Yield
8.82% Annual
Tax & Hazard Escrow
1.05% Tax ยท $490/100k
Foreclosure & Timeline
Quasi-Judicial (Order to Docket / Power of Sale) (120โ€“170 days)

Maryland City-by-City DSCR, Tax & Multifamily Benchmark Table (5 Markets)

City & CountyPopulation1โ€“4u Median PriceForm 1007 Median RentTax RateCity Desk
Baltimore, MD (BALTIMORE CITY County County)678,093$485,000$3,550/mo1.03%Open Baltimore Hub โ†’
Frederick, MD (FREDERICK County County)72,913$380,000$2,800/mo0.97%Open Frederick Hub โ†’
Gaithersburg, MD (MONTGOMERY County County)71,602$400,000$2,950/mo1.05%Open Gaithersburg Hub โ†’
Rockville, MD (MONTGOMERY County County)69,838$430,000$3,150/mo1.09%Open Rockville Hub โ†’
Bowie, MD (PRINCE GEORGES County County)61,867$385,000$2,850/mo0.99%Open Bowie Hub โ†’

Related Maryland Underwriting & Deal Team Hubs

Maryland (MD) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | casenegotiator.com